Cohort-by-cohort growth capital

A proven cohort history funds your next cohorts.

We score your cohort history and co-invest in the UA spend of your next cohort — purchasing a share of that cohort's future revenue alongside you. The fee is a fixed percentage of the purchase amount per month, so clearing it faster costs less. Non-recourse, unsecured, non-dilutive.

Read-only data accessNo SDKNon-recourseUnsecured
Cohort 2026-04 · iOS · US
expected collection window · M3–M6purchase amountclearedM0M1M2M3M4M5
Illustrative
What you get

We read your full cohort history first. Capital follows, for what's next.

Give us read-only access to your data and we work out your full cohort history — ROAS, payback, retention, the score. Once that history clears the bar, we come back with a purchase on your next cohort.

Cohort intelligence

We connect to your sources and send back live cohort ROAS, payback curves, retention, the cohort triangle and a shareable Funding Digest link.

Cohort triangle · net ROASM0 → M5
low → highforecast

Net revenue is estimated until a store or payment source is connected. For subscription monetization, payment-provider data from the store or payment source additionally unlocks MRR, active subscriptions and subscription retention.

Cohort purchases

The purchase amount for each new cohort — a portion of that cohort's UA spend. The fee is a fixed percentage of the purchase amount per month, and the return is a share of that cohort's net revenue. We co-invest, so you keep skin in the game.

Our share of UA spend
set per cohort
Fee
fixed % / month
Collection
share of cohort net
Non-recourseUnsecuredNon-dilutive

We reach out with a purchase offer once your data is connected and your cohort history clears the score bar.

How it works

Connect, score, purchase, remit.

01

Connect

Read-only access to your MMP, App Store Connect, Google Play, Stripe and other data sources. No SDK to install.

02

We score

A single score across your cohort history — how your cohorts have paid back month by month — with a per-factor breakdown.

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03

Purchase

We co-invest in the UA spend of your next cohort, once your cohort history qualifies. The fee rate is agreed up front and fixed for the whole deal. No warrants, no board seat, no covenants, no personal guarantees.

monthly fee = rate × purchase amount
04

Remit

The purchased cohort share of the financed cohort's net revenue each period — organic revenue included — until the purchase amount and accrued fee are cleared. Then the deal is done.

remittance = purchased cohort share × cohort net revenue
Pricing

Clear it faster, pay less.

The fee is a fixed percentage of the purchase amount for every month it stays outstanding — agreed up front, never re-priced, never compounded. A cohort that collects quickly pays less; one that takes longer pays more. There is no fixed end date: collection runs until the purchase amount and fee are cleared, and nothing beyond that cohort's revenue share is ever owed.

How it's calculated
fee = rate × purchase amount
remittance = purchased cohort share × cohort net revenue

"Purchase amount" is what we pay for a share of future revenue. "Purchased cohort share" is the percentage of net revenue remitted to us. Different concepts, different units.

We purchase a share of a cohort's future revenue and pay for it upfront — that's the purchase amount. The fee accrues on the purchase amount's outstanding balance each month until it's cleared. Remittances flow at the purchased cohort share of that cohort's net revenue each period, organic revenue included, until the purchase amount and accrued fee are fully cleared. The mechanics are the same for every cohort: the faster it collects, the lower the total cost.

Eligibility

The gates, stated plainly.

A cohort history has to be forecastable before anyone can price what comes next. These are the thresholds we underwrite against.

Not sure where you land?

Request access, connect read-only data, and we'll send back your score.

  • Proven payback
    Measured on mature cohorts, net of store fees and refunds.
  • Sufficient history
    Enough observed periods to fit a curve we can stand behind.
  • A monthly revenue floor
    Shared before diligence; it scales with the size of the purchase.
  • Recurring, forecastable revenue
    Cohort net including organics — strong organics only speed collection up.
  • Attributable monetization
    Subscriptions, in-app purchases, ads — any model works, as long as revenue is attributable to the cohort.

Your data stays read-only

  • Read-only credentials, least privilege as standard.
  • Keys encrypted at rest and never shown again after entry.
  • Rotate or disconnect any source at any time.
  • Data is used only to score across your cohorts — never resold or shared.

What we never ask for

  • No equity, warrants or board seat.
  • No covenants and no personal guarantees.
  • No security over your company or its assets.
  • No claim beyond the financed cohort's revenue share.
FAQ

The structure, in plain language.

No. It is a purchase of a share of a specific financed cohort's future receivables. There is no fixed end date and no personal guarantee — you remit a fixed share of that cohort's net revenue until the purchase amount and the agreed fee are cleared, and our only claim is on that cohort.

See your full cohort history first. Fund what's next.

Tell us about your studio, and we'll set up read-only access and score your cohorts by hand.

Prefer to talk first? capital@vamoscohorts.com